I keep my debt snowball information in Excel

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but use this package to manage my budget, checking acct, emergency fund acct, and savings acct for non-regular spending (car repair, Christmas, clothes, etc). What I like best is the graphical layout/interface of the application. It puts your money in “envelopes” and lets you group them however you like. You can always pull a history on each envelope to tell you where your money is going. It also lets you run reports to see various information. You can track credit cards & loans in the software but I prefer to keep my debt snowball tracking in Excel.

I’ve used both Money and Quicken in the past. Like them both but never seem to keep the updates going more than a month or two. Still have to enter transactions here. However, the layout seems to give me a better picture of my money which has somehow motivated me to keep up with it.

Good luck!

My problem with Quicken is

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that fewer and fewer of my financial institutions make their data available in the form that Quicken recognizes. For me, the advantage to Quicken was that I could download recent transactions straight into the program. It was a lot faster to go through and reconcile that way than it is if I have to manually enter all the transactions.

I have my own business and Quicken does make it easy come tax time to track expenses for tax purposes, but I’m looking into switching to a different program that will recognize the form in which my bank offers the information for download.

Since I did my own taxes for the first time this year, and chose TaxCut, I’d like the program to be compatible with that program as well.