Sorry for the delay in reply

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My computer crashed (the old me would have gone out and charged a new one!!) HA, so alas I had to be patient!! he he he
You can create and manage a budget on Quicken. It can get complicated, but once you figure it out and get all the categories to line up with Dave Ramsey’s work works nicely. If you have Quicken it is under the “planning” menu and then click on budget. It is tricky to set up, but I like having everything integrated.
I use quicken as a tracking “during” the month. For instance I have all the monthly cash flow categories entered in there so all I have to do is enter it in, I can split my receipts (ie Wal Mart has grocery and home repair) it helps us to REALLY see where our money is going.
Hope that helps!! Good Luck!