You know I have found that to be true as well

cold gas

Since we have no credit card debt some a friend is always making comments about it. But it doesn’t seems like positive remarks either. It’s a jealousy things in my opinion.

I don’t care what she says…or anyone else for that matter. I know I am following what God wants for my life. Do I slip up? Sure. (of course that is when my friend like to take a stab at me), but I pick myself up and start over….but I have to say, a slip up for a few hundred dollars is better than thousands!

And while we are on the subject…..I have a question for those of you who used to carry debt on credit cards (student loans, owe someone else money….etc) and now are debt free…minus your mortgage? I am assuming there’s been a time or two you’ve slipped up and charged something again or taken money from your FFEF for something that wasn’t technically an emergency…my question is, did putting yourself back in debt feel different to you?

I wonder this because recently we took money from our FFEF to buy airlines tickets to visit my hubby’s family. I hated the thought of doing it, but my dh was adamant that we were going and I was adamant that we weren’t using the credit card. So the EF it was. Anyway, I treated it like a debt to pay us back. And that whole time it felt weird to be in debt again after all that time of not being in debt. I was more stressed and my anxiety was worse.

Anyone else had similar experiences?

The reason our pipes burst is because the gas company was replacing lines


Some guy with the gas company got the key to our home from the realtor and went inside the vacant home to inspect the work. He thought he smelled gas so he turned the gas (heat) off in the house but failed to tell the real estate company what he’d done when he returned the key to their offices. Instead, he hung a red tag from the garage door with a note of what he’d done. Idiot. The house was right off from Lake Erie and it was the week before Christmas. I’d left the heat on because the house was being shown and there were a lot of people in and out of the house. Unfortunately, that was a slow week. When a realtor walked in on Christmas eve to show the house, the pipes had probably burst a couple of days earlier. The gas company did admit responsibility, which is admirable, but it was still a huge pain, and it was very, very expensive to put the house back in order (to the tune of six figures). Oddly enough, we did sell it during the reconstruction process. The new owners picked what they wanted in the house, and the insurance money paid to have that work done.